
- 31 July, 2025
- Read by 78
How to Use Crypto to Pay Someone Internationally (No Bank Needed)
Let’s say you need to pay someone in another country.
Maybe it’s your designer.
Maybe your remote teammate.
Maybe a friend or family member.
Now… you could use a bank. But you know how that goes:
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It’s slow
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It’s expensive
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And half the time, you don’t even know when (or if) the payment went through
There’s a faster way: crypto.
It works in minutes.
It works 24/7.
And it works from your phone.
In this guide, we’ll show you exactly how to use crypto to pay someone internationally—even if you’ve never used crypto before.
Why Use Crypto to Pay People Across Borders?
Crypto takes out the middlemen.
No banks. No waiting. No high fees.
Here’s what makes it so useful:
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Payments arrive in minutes, not days
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You don’t need a bank account
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No currency conversion mess
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You control your money—nobody can block it
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It works 24/7—even on holidays
Sounds good? Let’s show you how to actually do it.
What You’ll Need (Don’t Worry—It’s Simple)
To pay someone with crypto, you just need 3 things:
1. A Crypto Wallet
This is like a money app. It’s where you keep and send your crypto.
Try Trust Wallet, Binance, or the upcoming OurTeamClub Wallet — built for people who want fast, safe payments without the tech headache.
2. Some Crypto to Send
We recommend USDT (on TRC20) or USDC. These are “stablecoins” — they stay equal to $1 and are perfect for sending money.
3. The Other Person’s Wallet Address
This is like their account number. They’ll send it to you so you can pay them.
Step-by-Step: How to Pay Someone Internationally with Crypto
Let’s break it down:
Step 1: Set Up Your Wallet
Install the wallet app. Follow the steps. You’ll get a recovery phrase — write it down somewhere safe.
Step 2: Buy Crypto
You can buy USDT or USDC with your card directly inside the wallet (most apps support this).
Step 3: Ask for the Receiver’s Wallet Address
It will look like a long code (letters and numbers). Make sure they send it to you correctly. Always copy-paste it — don’t type it.
Step 4: Hit “Send”
Paste their address, enter the amount, and confirm. Done.
They’ll usually get the money in under 5 minutes.
How Much Does It Cost?
Honestly? Almost nothing.
If you use USDT on TRC20, it costs around $0.01 to send.
Other networks like BEP20 or Polygon are also super cheap.
Compare that to $30–50 with traditional banks? There’s no competition.
Is This Safe?
Yes — as long as you follow these basic rules:
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Only send to people you trust
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Always double-check the wallet address before sending
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Never share your wallet’s secret phrase
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Don’t send from public Wi-Fi
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If it’s your first time, send a small test first
Crypto puts the control in your hands — but it also means you’re the bank, so always stay cautious.
Who’s Using This Every Day?
You’d be surprised:
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Freelancers getting paid from overseas
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Startups paying remote workers
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Families supporting relatives in other countries
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Travelers avoiding high ATM fees
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Anyone tired of waiting 3–5 days for their own money
Crypto isn’t just for investors anymore — it’s becoming a real-world tool for real people.
Why We Built OurTeamClub
At OurTeamClub, we saw the same problem over and over again: people needed to move money across borders, but the systems were slow, broken, and expensive.
So we started building a better way.
Our wallet (launching soon) is designed to:
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Make sending money internationally feel like sending a text
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Work with stablecoins and low-fee networks
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Be secure without being confusing
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Support beginners who just want it to work
No more Googling for answers. No more guessing. Just fast, safe payments for everyone.
Final Thoughts: It’s Easier Than You Think
If you’ve ever wondered how to use crypto to pay someone internationally, now you know:
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Get a wallet
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Buy some stablecoin (like USDT)
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Paste their wallet address
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Hit send
That’s it.
No forms. No middlemen. No drama.
Want to try it for yourself?
Visit OurTeamClub.com — and be one of the first to use a wallet built for real-world payments.
Simple. Safe. Instant.